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When a business suffers property damage, filing an insurance claim may seem straightforward: document the damage, contact the insurance company, get an estimate, and begin repairs. For commercial properties, however, an insurance claim can involve much more than the cost of repairing a building. A single loss may affect the building, equipment, inventory, furniture, technology, records, business operations, and revenue. Depending on the policy, Business...Read More

A fire can cause extensive damage even when the flames never directly reach every part of a property. After a fire, smoke, soot, ash, and persistent odors can travel throughout a home or business, affecting walls, ceilings, flooring, HVAC systems, furniture, electronics, clothing, and personal belongings. In some cases, smoke damage can extend far beyond the room where the fire originated. For Tampa property owners,...Read More

A commercial fire can affect far more than the part of a building where the flames occurred. For a Tampa business owner, a fire can result in damage to the building, equipment, inventory, furniture, electrical systems, computers, documents, and other business property. Smoke and soot can spread well beyond the area directly affected by flames, while water used to extinguish the fire can create additional...Read More

What Condo Associations, HOA Boards, and Property Owners Need to Know When a condominium community or homeowners association in Tampa suffers property damage, filing an insurance claim can be significantly more complicated than a typical residential claim. A single storm, hurricane, plumbing failure, fire, or roof loss can affect common areas, buildings, individual units, association property, personal property, and even the financial operations of the...Read More

Lightning strikes are a common risk for Florida property owners, and Tampa’s frequent thunderstorms can put homes and businesses at risk of sudden and expensive damage. A lightning strike does not always leave obvious physical damage. In some cases, the most significant losses occur inside the property, damaging electrical systems, appliances, electronics, HVAC equipment, plumbing components, or other systems connected to the building. If your...Read More